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Blockchain Skaber Tillid Ved Digitalisering Af Kontrakter

Blockchain skaber tillid ved digitalisering af kontrakter

Hvis der er én ting, man bør forstå omkring blockchain, er det, at blockchain digitaliserer “kontrakter” – via så kaldte Smarte Kontrakter/Smart Contracts.

En kontrakt er opskriften på, hvordan to parter skal interagere omkring udveksling af ressourcer.

Den bruges til at fastlægge regler for tre ting:

  • Tillid
  • Overførsel
  • Betaling

– altså at parterne identificerer sig over for hinanden, specificerer udveksling (f.eks køb af et hus), hvordan det eksekveres (hvilke vilkår der skal opfyldes), og hvordan der betales.

Fordi tillid og betaling endnu ikke har kunnet fungere optimalt “over internettet” (det fordrer p.t. involvering fra banker, advokater og myndigheder) er meget kontrakthåndtering stadig ret manuelt – men det ændrer blockchain, da hele pointen i blockchain netop er, at “internettet” nu kan levere systemerne til tillid, overførsel og betaling.

Når man så husker at ALT, hvad vi laver er reguleret af kontrakter – så ser man pludselig perspektivet i blockchain software stakken.

Nedenfor kan du læse en række fordele ved Smart Contracts. Du kan også læse meget mere om Smart Contracts fra IBM her:

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What are the benefits of smart contracts?

The benefits of smart contracts go hand-in-hand with blockchain.

  • Speed and accuracy: Smart contracts are digital and automated, so you won’t have to spend time processing paperwork or reconciling and correcting the errors that are often written into documents that have been filled manually. Computer code is also more exact than the legalese that traditional contracts are written in.
  • Trust: Smart contracts automatically execute transactions following predetermined rules, and the encrypted records of those transactions are shared across participants. Thus, nobody has to question whether information has been altered for personal benefit.
  • Security: Blockchain transaction records are encrypted, and that makes them very hard to hack. Because each individual record is connected to previous and subsequent records on a distributed ledger, the whole chain would need to be altered to change a single record.
  • Savings: Smart contracts remove the need for intermediaries because participants can trust the visible data and the technology to properly execute the transaction. There is no need for an extra person to validate and verify the terms of an agreement because it is built into the code.

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